
Blog 3 - How Much Life Insurance Coverage Do You Need?
How Much Life Insurance Coverage Do You Need?
“How much coverage do I actually need?”
It’s a great question, and the truth is, there’s no one-size-fits-all answer. Everyone’s situation is different, which means the right amount of life insurance for you depends on two big factors:
Your Health Information – things like age, medical history, and lifestyle.
Your Financial Goals – what you want your coverage to accomplish for your family.
A Simple Checklist to Get You Started
If you’re feeling overwhelmed by the details, you’re not alone. That’s why I created a quick checklist to help you think through the essentials:
Click Here to Download the Qualification Checklist

This simple tool breaks down the questions I ask when building a custom quote, so you can start with a clear picture of what matters most.
See the Process in Action
Ever wondered what happens behind the scenes when I create your life insurance quote?
Watch this 1-minute video

Free Budget Planner
For many people, the biggest barrier to getting life insurance isn’t the decision; it’s the budget. If you’ve ever thought, “I just can’t afford it right now”, you’re not alone.
That’s exactly why I created the Free Budget Planner. Inside, you’ll find:
A Coverage Calculator Worksheet that shows you exactly how much life insurance premium can realistically fit in your budget
A Budget Audit Checklist to spot where your dollars are going
A Monthly Budget Planner that follows the 70/10/10/10 rule—helping you balance needs, wants, savings, and protection
Click Here to Get Your Free Budget Planner

Ready to Talk?
If you’ve been putting off life insurance because of cost, let’s talk.
Book A Call Below
Or you can call/text me at (804) 539-6397 or email me at [email protected]
Stacy Gregory
Your Trusted Life & Health Insurance Advisor
Serving individuals, families, and small businesses across